US Overtime & Take-Home Pay Engine

How much overtime do you get, and how much actually lands in your bank?

Most calculators stop at gross pay. MyOvertimePay runs the full chain: your worked hours, your state's statutory overtime rules, federal tax, FICA (7.65%), state and local withholdings, and the new 2025–2028 OBBBA overtime tax deduction.

50 StatesStatutory Overtime Rules
1.5× & 2.0×Daily & Weekly Calculations
$12,500OBBBA Overtime Deduction Cap
100% FreeNo Registration or Paywalls
Interactive Estimator

Instant Overtime & Net Take-Home Check

Enter your hourly wage and hours to calculate your gross overtime and estimated net pay.

Regular Pay (40h)$1,200.00
Overtime Pay (1.5x)$360.00
Total Gross Pay$1,560.00
Est. Net Take-Home$1,223.82
OBBBA §225 DeductionEst. Tax-Deductible Overtime Premium slice: $120.00 (claimed on Form 1040 at tax time)

* Estimates only. Withholdings and OBBBA limits based on 2026 IRS and DOL published schedules. Does not constitute tax or legal advice.

Engine Features

The MyOvertimePay Difference

No competitor combines statutory overtime rules and real tax withholding on a single page.

01

Real State Statutes

Implements daily overtime, California §510 double time, and 7th consecutive day rules without pyramiding.

02

Full Tax Withholding

Subtracts Federal income tax, FICA (7.65%), state tax brackets, and local taxes like the Philadelphia Wage Tax.

03

OBBBA §225 Deduction

Calculates the qualifying federal overtime deduction slice ($12,500 single / $25,000 MFJ caps) under 2025–2028 law.

04

100% Crawlable & Fast

Static, server-rendered HTML. Built with Astro for maximum SEO indexing speed and zero layout shifts.